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The Gen Z Guide to Wealth

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Optimized Spending

first credit card
Optimized Spending 

4 Paths to Get Your First Credit Card Without a Credit History

August 31, 2024September 1, 2024 Darcy @ We Want Guac credit cards, money in your 20s, wealth with student loans

At a get-together with friends, I got to talking about finance (as I do šŸ˜‰). A friend of a friend

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Going International Optimized Spending The Life of Darcy 

I Spent Less Than $3k on My Europe Trip, and Saved Over $2,600

July 15, 2022December 7, 2024 Darcy @ We Want Guac share the wealth, the life of darcy, travel

I had started planning to take a monthlong trip to Europe this year, which involved getting my bosses on board

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puzzle pieces divide by zero
History Lessons Optimized Spending 

Are You Dividing By Zero?

November 10, 2021November 10, 2021 Darcy @ We Want Guac divide by zero, finance skill, money is scary

Some people approach their money thoughtfully, having considered what they want to prioritize and acting accordingly. Other people approach money

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Higher Income Optimized Spending 

Your Guide to Flipping with Online Auctions

October 10, 2021October 10, 2021 Darcy @ We Want Guac

Normally, I like finding stuff serendipitously. Sometimes I’ll see some incredible item listed for free online; other times, I’ll spot

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first time car buying we want guac
Optimized Spending The Life of Darcy 

Buying a Car for the First Time, The Finance Edition

April 9, 2021April 8, 2021 Darcy @ We Want Guac frugal car ownership

A lot sure can change in a year, huh? Last February I wrote a whole diatribe about why I didn’t

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highway commute ideal salary
Higher Income Optimized Spending 

Your Ideal Salary or: The Number You Should Really Aim For

March 30, 2021March 30, 2021 Darcy @ We Want Guac ideal salary, salary and expenses

More often than not I’ll get messages from others who want a high pay job. They want to go beyond

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holiday gift budgeting
Optimized Spending 

Budgeting for Holiday Gifts at Every Price Range

December 7, 2020December 7, 2020 Darcy @ We Want Guac gift guide, holiday gift budgeting, money in your 20s

One of my most carefully cultivated life skills is in the art of gifting. I absolutely delight in gifting people

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tax brackets explained
Optimized Spending 

United States Income Tax Brackets, Explained

October 29, 2020November 8, 2020 Darcy @ We Want Guac talk more about finance, tax brackets

Throughout my social media and news sources, I’m seeing a ton of confusion around how tax brackets work. If you’re

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money expert king
Optimized Spending The Basics 

You Don’t Need Both Eyes to Be King

August 28, 2020September 1, 2020 Darcy @ We Want Guac dreams and goals and money, how to understand money

Which is, of course, in reference to the proverb ā€œin the land of the blind, the one-eyed man is kingā€.

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wealth with student loans
Optimized Spending 

How $50,000 in Student Loans Affects the Path to Wealth

August 20, 2020August 20, 2020 Darcy @ We Want Guac money in your 20s, wealth building, wealth with student loans

I’ve mentioned this before but I want to make it clear: one of the biggest reasons I have $150,000 wealth

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newgrindfi
NewGrindFI: the Latest Milestone

Welcome to We Want Guac!

In 2016 I graduated college without a job and without a plan. Three years later I had tripled my income and reached a $100,000 net worth milestone. At 30, I quintupled that to to half a million dollars - all because I learned how to work my way to wealth.
This blog is all about how I did that on my own climb to financial freedom. I want you to do the same so we can both get the extra out of life.
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