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The Gen Z Guide to Wealth

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calculator and paper on top of grass in shade to represent how to get started with financial independence
The Basics 

9 Steps to Get Started With Financial Independence

January 30, 2026January 30, 2026 Darcy @ We Want Guac financial independence, how to get rich, how to understand money

Let’s get back to basics for this one on where and how to get started with financial independence. Due to

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2025 finances header photo
The Life of Darcy 

My 2025 Finances in Review

December 31, 2025January 16, 2026 Darcy @ We Want Guac 2025 finances, salary and expenses, spending overview

The team-of-one at We Want Guac proudly presents: Darcy’s 2025 finances in review! 2025 Finances: Spending This was my second

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should I retire in 2026
Current Events The Life of Darcy 

Should I Retire to Go Travel in 2026?

December 22, 2025December 23, 2025 Darcy @ We Want Guac early retirement, financial freedom, financial independence, fire movement, travel

I keep redoing the calculations, over and over and over again. I calculate based on my entire net worth. Then,

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A sign protesting the actions of Donald Trump and Elon Musk being held up at the Hands Off protest outside the Utah State Capitol to represent your finances under fascism
Current Events History Lessons 

Your Finances Under Fascism

October 31, 2025December 5, 2025 Darcy @ We Want Guac money in history, race and politics in personal financ

Historians waffle on whether fascism follows a specific economic policy. This is because it’s hard to nail down whether any

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we want guac full financial picture
Investing Lifestyle The Basics The Life of Darcy 

My Investing Strategy and Full Financial Picture

September 26, 2025November 3, 2025 Darcy @ We Want Guac evaluating investments, the life of darcy, time to invest, wealth building

It’s been a minute since I went over my personal investment approach in full, so let’s revisit that. My very

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international banking options
Going International 

International Banking: Open for the Average Joe?

August 29, 2025December 24, 2025 Darcy @ We Want Guac international banking

In 2014, I studied abroad in Madrid. I shared that experience with several peers from the same New England school,

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$600k net worth fireworks
The Life of Darcy The Numbers 

A $600,000 Net Worth Update

July 7, 2025July 7, 2025 Darcy @ We Want Guac 600000 net worth, financial independence milestones

A few short months ago, there was a lot of fear and worry around tariffs impacting investments. I advised to

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disability finance
History Lessons 

To Build Wealth is to Mitigate the Health Factor. To an Extent.

June 30, 2025July 4, 2025 Darcy @ We Want Guac disability risk, money in history, stress-free finances

I’m a pretty healthy person as a 30-year-old. I get my fruits and veggies in. Exercise at least 4 times

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reasons why employers should put salary range in job ads
Higher Income 

10 Top Reasons Employers Should Provide the Salary Range in Job Ads

May 30, 2025June 27, 2025 Darcy @ We Want Guac ideal salary, job ads tailoring, job benefits to look for, salary range

I’ve previously written about what working professionals should do to get a good job: tailoring their resume to the role,

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tariffs portfolio
Current Events Investing 

6 Reasons I’m Chill with Tariffs Wrecking My Investments

April 14, 2025April 19, 2025 Darcy @ We Want Guac evaluating investments, most common bad investment decisions, tariffs

Tariffs suck and they have always sucked. “Tariff” is a synonym for “extra tax,” which I thought Americans were rather

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leanmeanfi
LeanMeanFI: the Latest Milestone

Welcome to We Want Guac!

In 2016 I graduated college without a job and without a plan. Three years later I had tripled my income and reached a $100,000 net worth milestone. At 30, I quintupled that to to half a million dollars - all because I learned how to work my way to wealth.
This blog is all about how I did that on my own climb to financial freedom. I want you to do the same so we can both get the extra out of life.
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